I’ve done a previous blog in a prior year on the IRS’s top list of scams. This time, I thought I would share a few fraud prevention tips I learned at a recent webinar on how to avoid becoming a victim of fraud. Much of this is pretty straightforward, but I think a quick reminder is OK. These days most scammers are working online. The tips listed below are designed minimize your exposure in the event of identity theft.

1. Regularly check your bank and credit card activity. If you notice unfamiliar transactions or discrepancies, contact the bank or card company immediately.
2. Once a year, check your credit report. Review and report any suspicious activity.
3. Only shop of secure websites. You either need to see “https” in the URL or a padlock symbol at the top of the web browser. If not, don’t use the site.
4. Keep all your various internet connected devices current with the latest antivirus and antispyware software.
5. Always keep physical documents like photo ID’s, bank and credit cards in a safe place.
6. Be careful with who you connect with on social media platforms and learn how to use privacy and security settings to remain safe.
7. Never open or click on messages, pop-up windows, links or attachments in emails if you find them suspicious.
8. Create strong passwords. Don’t share them with others and don’t use the same password every time.